Buddi is a personal finance program designed to offer budgeting functions as well for users with no knowledge of financial aspects. One need not necessarily have an accounting background to use this simple tool. It lets you create a budget and view reports of your transactions for tracking how well you are keeping your budget. It is designed specially for making accounting the simplest possible thing for its users. The important feature of this program is that it lets you encrypt your accounting sheets. It also lets you export data to a number of formats. You can even view detailed reports for the budgeting activities. Try this perfect software for your accounting needs if you do not want to spend on expensive accounting software and need help with budgeting.